Privacy Policy

Capital Rate Mortgage (“CRM”) (hereinafter collectively called ” The Company “, “we”, “us” and similar personal pronouns) are committed to maintaining the accuracy, security and privacy of the personal Information submitted to us by our clients and others with whom we do business (hereinafter collectively referred to as “you”), in accordance with applicable legislation. This Privacy Policy is a statement of the principles and guidelines we apply with respect to your personal information. This Privacy Statement describes how CRM, uses the information you provide.

CONSENT

BY SUBMITTING PERSONAL INFORMATION TO The Company, OR TO ANY OF OUR ASSOCIATED BROKERAGES OR STAFF, YOU AGREE THAT WE MAY COLLECT, USE AND DISCLOSE SUCH PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY AND AS PERMITTED OR REQUIRED BY LAW. You may refuse or withdraw your consent at any time by contacting the CAPITALRATEMORTGAGE.COM Privacy Officer. If you refuse or withdraw your consent, we may not be able to provide, or continue to provide, our services to you.

We will rely, unless you specifically advise us to the contrary in writing at the time, upon your personal representation that you have all necessary authority and/or have obtained all necessary consents to enable us to collect, use and disclose any personal information of another individual which you may provide to us, for all purposes permitted by this Privacy Policy.

INFORMATION GATHERED

You may choose to provide information about yourself in order to be contacted by CRM regarding loan products and/or services or to receive a response to your question or inquiry. Such information may include the following:

Your name
Your company name
Contact information including phone number and email address
Property address
Information about your business
Other information you choose to provide via a telephone call, letter or e-mail

WHERE DO WE STORE YOUR PERSONAL INFORMATION?

Your Personal Information is stored in secured locations and on computers and computer servers controlled by The Company, located either at our offices or at the offices of our affiliated brokerages. Once a file or matter has been completed, paper records may be stored in off-site storage facilities, and are subject to destruction after such reasonable period of time as The Company determines is appropriate to meet the requirements of any applicable regulatory bodies and/or any other applicable laws or regulations, statutory or otherwise, from time to time.

HOW MAY YOU OBTAIN ACCESS TO YOUR PERSONAL INFORMATION?

Upon your written request, The Company will inform you of the existence, use, and disclosure of all of your Personal Information which we have in our possession and will give you access to that information. Access requests should be sent to info@capitalratemortgage.com.

USE

Primarily, the information you provide will be used to contact you and better understand your specific needs as a client. You understand that by submitting your information through this Website or one of CRM’s other company websites, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to CRM through this Website, a telephone call, an e-mail or letter, you authorize CRM to engage in the following uses of your information:

– to improve its products and services
– to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
– to contact you

CHANGE IN CONTROL

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of CRM. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.

THIRD-PARTY LINKS

You might find links to third-party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. CRM does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as CRM has no control over third-party websites.

Privacy Commitment: Your Text Opt-In Consent

At Capital Rate Mortgage, we highly value your privacy and are committed to maintaining the confidentiality of your information. This includes any data collected through text opt-in consent.

We want to assure you that under no circumstances will we sell or share your text opt-in consent data with third parties for promotional or marketing purposes. Your information is securely stored and used only for the intended purpose specified during the opt-in process.

Transparent Communication

We believe in transparency, and we want you to be fully informed about how your data is handled. If there are any changes to our privacy policy or the way we use text opt-in consent data, we will communicate these changes clearly and seek your explicit consent if necessary.

Your Control, Your Choice

Your privacy is in your hands. You have the right to manage your preferences and control how your information is used. If you have any questions or concerns regarding the handling of your text opt-in consent data, please don’t hesitate to contact us at info@capitalratemortgage.com.

Thank you for entrusting us with your information. We are dedicated to creating a secure and trustworthy experience for our customers.

CHANGES TO OUR PRIVACY STATEMENT

CRM reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the link at the bottom of this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.

TERMS AND CONDITIONS

Please see the CRM Terms of Use statement for other details that are applicable to and regard your use and access of this Website by clicking the link at the bottom of this page.

AGREEMENT

By using this Website, you agree to CRM Privacy Statement and to the use of the information CRM receives and collects as stated herein and in ways CRM may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. CRM reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.

QUESTIONS?

Should you still have questions regarding CRM’s use of your information, you may contact CRM at info@capitalratemortgage.com